Arifin, Ahmad, Fery Sudarmanto, Lailatul Husna, Dedek Wahyuni, and M Hadi. “The Effectiveness and Trust of Students Using Sharia Fintech Applications in Paying Tuition Fees at the Rokan Islamic Institute”. Jurnal Kawakib 6, no. 2 (January 29, 2026): 303-319. Accessed May 31, 2026. http://kawakib.ppj.unp.ac.id/index.php/kwkib/article/view/394.